Need a loan or deposit?

Today there are so many different banks that literally everyone can choose the one that meets all of the individual criteria. In addition, this option may be delayed for a long time, because you need to study the conditions for the products you need, find out the quality of service, location of locations, etc.

To avoid a walk around the city all day long, you can familiarize yourself with the conditions at home. In this article we will give a brief description of the products offered by the Bank “Russian Standard”.

 

Little about a financial institution

financial loan

This institution was founded in 1999. Since then, many changes and innovations have taken place. Today, the bank specializes in providing financial services to individuals.

The ratings of the international rating agencies indicate that the Russian Standard Bank is at all times ready to respond to all its commitments, indicating good financial stability.

 

Deposits

Deposits

The institution offers its customers four types of deposits: “Maximum Income”, “Tenant”, “Refillable” and “Comfortable”.

It has a high interest rate of up to 10% .first contribution. The “Russian standard” does not allow customers to supplement it, which is a major drawback of this product. Cash and interest may only be withdrawn at the end of the period. Are you interested? The deposit must be at least 100 thousand dollars.

The second amount has a slightly higher interest rate below – 9.5%. However, you can always add this post. The “Russian Standard” only offers interest payments on this deposit at the end of the period. The first installment must be at least 100 thousand dollars.

There is a special allowance for those who wish to receive interest on a monthly or quarterly basis. The Russian standard offers Rentier to its customers. Rates on such deposits are limited to 8.5%. Unlike the previous two types of deposits, “Rentier” offers the possibility of capitalizing interest, which significantly increases its profitability.

 

Do you want to have constant access to your deposit money?

Do you want to have constant access to your deposit money?

And for these people also provides a contribution. The “Russian Standard” provides the opportunity to open a “Comfortable” deposit. It assumes the lowest interest rate, compared to previous products a maximum of 8% per annum. The main advantage is the possibility of partial selection.

And for these people also provides a contribution. The “Russian Standard” provides the opportunity to open a “Comfortable” deposit. It assumes the lowest interest rate, compared to previous products a maximum of 8% per annum. The main advantage is the possibility of partial selection.

With a significant volume of investments, the Bank is prepared to consider individual conditions and interest rates when concluding deposit contracts.

 

Credits

Credit loans

The Bank provides two credit programs:

  • consumer credit for goods;

  • Issuance of credit cards on the bank card “Russian Standard”.

Credit for goods is issued directly to the store or online stores. This means that you don’t have to go to the store first, invoice, and then come to the bank to process the necessary documents – employees in the retail stores will help you on the spot.

The amount of such a loan may vary from 3 to 300 thousand dollars. The interest rate depends on the selected store, because each has its own program. The maximum maturity of the loan is 24 months.

And if you already have all the equipment and cash needs at home, the bank can provide you with up to 290,000 dollars. The loan duration can be up to 36 months. The tariff is calculated individually and depends on several factors, including good credit history and long-term cooperation. Therefore, customers always have the opportunity to issue a loan with more favorable terms.

Also, for those who have temporarily lost their ability to pay, there is a possibility to enter into a credit debt restructuring contract with a repayment schedule that the debtor will be able to execute.

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